Los Angeles County · Southern California

Credit Repair Services in Los Angeles County, CA

Identify what’s hurting your credit, challenge inaccurate or noncompliant reporting, and build a stronger credit profile with a personalized plan — serving Los Angeles County from nearby Los Angeles.

4.9

67 reviews

BBB Accredited · A+Licensed & Bonded

Schedule Your Free Consultation

See how we can help your credit — no obligation.

BBB Accredited · Rating A+

Free Credit Report Review

We pull and walk through your full credit report, identifying every inaccurate, outdated, or non-compliant item.

Compliance-Based Disputes

We challenge items under the FCRA, FDCPA, and other federal laws — not just generic dispute letters.

Score-Building Strategy

Beyond removals, we help you build positive credit history so your score keeps climbing after the program.

BBB Accredited, A+ Rated

A trusted, registered, and compliant credit repair organization serving all of California.

Credit Repair Near You in Los Angeles

Searching for credit repair near me in Los Angeles? Tony’s Credit Repair is a BBB Accredited, A+ rated credit repair company providing credit repair services across Los Angeles County. We review your reports, challenge inaccurate or noncompliant items under the FCRA, and build a plan that helps your score keep climbing — starting with a free consultation.

Looking for a nearby area? Browse all California counties we serve.

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Serving Los Angeles County Communities

Los Angeles County is the largest rental market in the country, and almost every landlord here runs a credit and background check before signing a lease. In a market this competitive, even one collection account or a maxed-out card can push an application to the bottom of the pile — which is why most of our LA clients start with a review of all three reports before they apply.

The most common issues we see on Los Angeles files are medical collections that were paid by insurance but never updated, accounts still reporting after a Chapter 7 discharge, and high utilization on cards used to cover rent gaps. Our team works through the bureaus and creditors in writing, on a documented timeline, so there is a clear record of every challenge.

Not seeing your city? Browse every California county we serve — we work with clients across Los Angeles County entirely by phone, email, and secure portal.

The Credit Formula

See What Your Credit Score Is Costing You

Enter your credit score and loan amount to see how much more you pay in interest than someone with excellent credit.

Fair

640

300580670740850
$450,000
$50K$525K$1M

Your Estimated Monthly Payment

$2,964

$2,600/mo with excellent credit — you pay $363 more every month on this loan.

Your APR

6.90%

vs 5.66% excellent

Total Interest (30 yr)

$616,932

$486,146 with excellent credit

Extra Interest

$130,786

On this loan alone

Moving from Fair to Excellent credit is worth $130,786 in interest on this loan — plus about $4,360 a year in monthly cash flow.

APRs are based on national averages by credit score tier. Actual rates vary by lender, market conditions, and loan type. This tool is for educational purposes only and not a commitment to lend.

Frequently Asked Questions

Credit repair questions for Los Angeles County residents.

4.9

67 verified reviews

Getting Great Credit Just Got Easier.

Pay Off Debts. Save More Money. Live Life On Your Terms.

Tony’s Credit Repair BBB Business Review
BBB Accredited · A+
Licensed & Bonded
Compliance-Focused Credit Review

Here is what our customers say

Rated 4.9 out of 5
67 reviews